Homestead Savings Bank Staff & Directors have donated 37.25 community hours in 2024.

Consumer Checking

Whether you’re just starting out with your first checking account or looking to earn interest and other benefits, we make it easy to choose from accounts designed to meet your unique lifestyle and financial needs.

Regular Checking

  • No monthly maintenance fee when you sign up for e-statements
  • Unlimited access to your funds
  • $100 minimum to open
  • Debit card (accepted worldwide at any MasterCard merchant location)
  • Online banking and E-Statements
  • Bill Pay
  • Mobiliti – access your account information from your smart phone
  • Two overdraft protection options to choose from

Wow Checking

  • Competitive rate of interest paid monthly on your average balance
  • Avoid a monthly maintenance fee of $10 by doing one of the following:
    • Receive direct deposit at least once per month
    • Maintain an aggregate available daily balance of $10,000 in savings or certificates of deposit
  • $500 minimum to open
  • Debit card (accepted worldwide at any MasterCard merchant location)
  • Online banking and E-Statements
  • Bill Pay
  • Mobiliti – access your account information from your smart phone
  • Two overdraft protection options to choose from