Homestead Savings Bank Staff & Directors have donated 85.00 community hours in 2024.

Consumer Loans

When financing is necessary, a personal loan from Homestead Savings Bank is your answer. Whether it’s for a vehicle, boat, RV or something else, we can help. Depending on your needs, we have secured and unsecured loans. You can repay your loan as quickly as you’d like, with no penalty for prepayment. You can even make automatic payments through our electronic payment service from your bank account.

We Offer:

Consumer Term Loans PDF Application

  • Have you found your dream car, truck, boat, RV? We will work hard to make the process as easy as possible. We will offer you a competitive rate with a wide range of financing terms and help you design a payment plan to fit your budget.

Home Equity Line of Credit PDF Application

  • With a home equity line of credit (HELOC), you can utilize the equity built up in your home. A HELOC allows you the flexibility to write a check or make a transfer from your credit account as you need, whether for home improvements, education costs or any other major financial expense. You can even set up a HELOC to be ready in case of emergency. HELOC rates are competitive, and interest is often tax-deductible (consult your tax advisor). Budget friendly minimum required payment of $50, or interest accrued. Homeowners typically can borrow up to 80% of the appraised value of their residence.

Home Equity Loan Apply Now

  • If a fixed rate option is more appealing, you can access the equity in your home. We offer a competitive rate with flexible term options to meet your needs.

Overdraft Protection PDF Application

  • Our overdraft protection line of credit ties to your checking account and will advance funds to cover a negative balance. This product will give you peace of mind!